Final expense insurance assists with the financial hardships associated with burial and estate costs . Final expense insurance policies offer lower life insurance premiums and face values designed to cover the expense of a person's burial and final expenses. A final expense whole life burial policy will never expire or increase in cost and ranges in face value from $5,000.00 to $50,000.00. Most final expense burial insurance purchases are intended to cover the burden of final expenses of any individual so that those expenses don't pass on to their friends and family. No medical exam is needed for a final expense burial policy. This no medical exam final expense burial insurance coverage accepts most medical conditions and covers the insured for life so that it will be available when the funds are needed.